| Tier | Typical checks | Why it matters | What unlocks next |
|---|---|---|---|
| T1 | Email, account basics, certificate eligibility | Establishes a real starting identity | Certificate and baseline trust |
| T2 | More complete personal details and stronger account signals | Improves confidence for trusted relationships | Higher-confidence operator and bond flows |
| T3 | Strong proofing plus hardened account recovery posture | Supports the most sensitive trust paths | Top-tier trust signaling for connected accounts |